diff --git a/app/Model/UserBalance.php b/app/Model/UserBalance.php
index 91b02d5..a72620e 100644
--- a/app/Model/UserBalance.php
+++ b/app/Model/UserBalance.php
@@ -7,10 +7,28 @@ namespace App\Model;
  */
 class UserBalance extends Model
 {
-    const USER_TYPE_MP = 1;
-    const USER_TYPE_MM = 2;
-    const USER_TYPE_CS = 3;
-    const USER_TYPE_USER = 4;
+    /**
+     * 账户类型
+     *
+     * 总账
+     * USER_TYPE_LEDGER / -1
+     *
+     * 用户
+     * USER_TYPE_USER / 1
+     *
+     * MP用户账户，服务商、市场经理、服务站点等
+     * USER_TYPE_MP / 2
+     * USER_TYPE_MM / 3
+     * USER_TYPE_CS / 4
+     *
+     * 商户账户
+     * USER_TYPE_STORE / 5
+     */
+    const USER_TYPE_LEDGER = -1;
+    const USER_TYPE_USER = 1;
+    const USER_TYPE_MP = 2;
+    const USER_TYPE_MM = 3;
+    const USER_TYPE_CS = 4;
     const USER_TYPE_STORE = 5;
 
     /**
diff --git a/app/Service/FinancialRecordService.php b/app/Service/FinancialRecordService.php
index bd48cae..d9a6ca4 100644
--- a/app/Service/FinancialRecordService.php
+++ b/app/Service/FinancialRecordService.php
@@ -77,7 +77,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护社区服务点余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_CS,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -105,7 +105,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护社区服务点余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_CS,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -132,7 +132,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护社区服务点余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_CS,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money,2);
@@ -165,7 +165,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_STORE,
+            'user_type' => $user_type,
             'source_id' => $store->id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -194,7 +194,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_STORE,
+            'user_type' => $user_type,
             'source_id' => $store->id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -276,7 +276,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_STORE,
+            'user_type' => $user_type,
             'source_id' => $store->id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -306,7 +306,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_STORE,
+            'user_type' => $user_type,
             'source_id' => $store->id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -349,7 +349,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_MM,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -374,7 +374,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_MM,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -399,7 +399,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_MP,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -424,7 +424,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_MP,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);
@@ -449,7 +449,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
         // 维护余额
         $balance = UserBalance::firstOrNew([
-            'user_type' => UserBalance::USER_TYPE_MP,
+            'user_type' => $user_type,
             'source_id' => $user_id
         ]);
         $balance->balance = bcadd($balance->balance, $money, 2);