diff --git a/app/Service/v3/Implementations/FinancialRecordService.php b/app/Service/v3/Implementations/FinancialRecordService.php
index c9343e0..46160d3 100644
--- a/app/Service/v3/Implementations/FinancialRecordService.php
+++ b/app/Service/v3/Implementations/FinancialRecordService.php
@@ -32,6 +32,12 @@ class FinancialRecordService implements FinancialRecordServiceInterface
 
     public function record($user_id, $record, $isLedger=false)
     {
+
+        // 如果金额不存在或者金额为0时，不记账
+        if (!isset($record['money']) || !boolval($record['money'])) {
+            return true;
+        }
+
         $financialRecord = new FinancialRecord();
 
         if (!$isLedger) {