diff --git a/app/Service/v3/Implementations/FinancialRecordService.php b/app/Service/v3/Implementations/FinancialRecordService.php
index 72bf54f..b4c020d 100644
--- a/app/Service/v3/Implementations/FinancialRecordService.php
+++ b/app/Service/v3/Implementations/FinancialRecordService.php
@@ -40,7 +40,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         }
 
         // 获取当前用户的流水前余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $record['user_type'],
             'source_id' => $user_id
         ]);
@@ -78,7 +78,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护社区服务点余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -103,7 +103,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护社区服务点余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -127,7 +127,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护社区服务点余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -152,7 +152,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -176,7 +176,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -253,7 +253,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -277,7 +277,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -385,7 +385,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
     {
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -424,7 +424,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
 
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -449,7 +449,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
 
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -474,7 +474,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
 
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -499,7 +499,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
 
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);
@@ -524,7 +524,7 @@ class FinancialRecordService implements FinancialRecordServiceInterface
         $this->recordAll($user_id, $source_id, $money, $user_type, $source_type, $money_type, $desc, $comment);
 
         // 维护余额
-        $balance = UserBalance::query()->firstOrNew([
+        $balance = UserBalance::query()->lockForUpdate()->firstOrNew([
             'user_type' => $user_type,
             'source_id' => $user_id
         ]);